Expert insights on loans, banking, investments, and financial planning in Sri Lanka
This guide helps you understand NDB Bank's Dream Maker Personal Loan. It covers how the loan works, who can apply, and what documents you need. Learn about interest rates and the simple application steps.
People's Bank offers Pahasu personal loans of up to Rs. 3 million, schemes of Rs. 4โ5 million for teachers, armed forces and public servants, and pensioner loans up to 15 years. Its September 2026 key fact document listed PrimeScore at 10.0%โ10.5%; AWPR hit 11.04% on October 2, 2026.
A loan calculator is useful only if you read it correctly. In Sri Lanka, official bank calculators can help you test affordability, but they do not replace the final interest rate, fee sheet, or approval decision.
To invest on the Colombo Stock Exchange you need a stockbroker and a CDS account, opened in the CSE Mobile App within about 24 hours. Each trade up to LKR 100 million costs 1.12%, so a round trip costs about 2.24%. Listed-share gains are tax-free; dividends carry a 15% final tax. The ASPI is down 11.7% in 2026 after +41.9% in 2025.
CRIB is the bureau layer behind consumer self-inquiry reports in Sri Lanka. Understanding its role helps you separate three different questions: what CRIB records, how you access MyReport, and what lenders still decide on their own.
A guide to eZ Cash, Dialog's mobile money service in Sri Lanka โ what it does, how to register and use it for sending money, cash-in/out and bill payments, and who it is most useful for.
This guide helps you understand mobile money in Sri Lanka. Learn how to register, transfer money, and pay bills. Find details on fees and limits for services like eZ Cash and mCash.
In October 2026 one-year fixed deposits in Sri Lanka range from about 7.25% at state banks to 10% at private banks, against an AWFDR of 9.34% and an OPR of 8.75%. Here is how to compare offers after the 10% tax and inflation of 8.0%.
Your credit score is key for loan approval in Sri Lanka. The Credit Information Bureau of Sri Lanka (CRIB) gives this score. Learn how to check it. Find out what banks need. Get better loan terms.
