Fixed Deposits Calculator

Calculate and compare fixed deposit rates from Sri Lankan banks

Fixed Deposit Calculator

Interest Rates Comparison

Bank Name	Minimum Amount	3 Months	6 Months	12 Months	24 Months	Best Rate
Bank of Ceylon	LKR 10,000	6.5%	7%	7.5%	8%	8%
DFCC Bank PLC	LKR 100,000	6.75%	7%	7.25%	9.5%	9.5%
Hatton National Bank PLC	LKR 50,000	6.5%	7%	7.5%	8.5%	8.5%
MCB Bank Ltd	LKR 25,000	8%	8.1%	8.25%	9%	9%
Nations Trust Bank PLC	LKR 100,000	6.5%	7%	7.5%	8%	8%
People's Bank	LKR 50,000	6.25%	6.5%	6.75%	7%	7%
Sampath Bank PLC	LKR 100,000	6.5%	7%	7.25%	8%	8%
Seylan Bank PLC	LKR 25,000	6.25%	6.5%	6.5%	7.25%	7.25%
Standard Chartered Bank	LKR 1,000,000	5.5%	6%	6.5%	7%	7%
The Hongkong & Shanghai Banking Corporation Ltd (HSBC)	LKR 500,000	5%	5.5%	6%	6.5%	6.5%

Deposit Growth Chart

Quick Comparison Table

Deposit Amount	3 Months	6 Months	12 Months	24 Months

Comparison based on average rates from all banks

Fixed Deposit Tips & Advice

Longer Terms = Higher Rates

Banks typically offer higher interest rates for longer deposit terms as your money is locked in for a longer period.

Power of Compound Interest

Compound interest earns interest on both your principal amount and previously earned interest, maximizing your returns.

Deposit Insurance Protection

Bank deposits up to Rs. 1.1 million are protected by the Deposit Insurance Scheme in Sri Lanka, ensuring your money is safe.

Consider Tax Implications

Interest income from fixed deposits may be subject to withholding tax. Consider the after-tax returns when comparing options.