Expert insights on loans, banking, investments, and financial planning in Sri Lanka
Sri Lanka's Microfinance and Credit Regulatory Authority Act No. 9 of 2026 will license moneylenders and loan apps, cap total interest at the amount lent and fine unlicensed lending up to Rs. 5 million, but its main provisions await a Gazette order; CBSL still supervises today.
Overseas Sri Lankans sent home a record $4.6 billion in the first half of 2026, up 23%. Money moves over the LankaPay network โ instant CEFTS 24/7, or the slower SLIPS batch rail. Here is what the recipient needs, the real limits, why transfers stall, and why the legal route is also the cheaper one.
Opening a fixed deposit in Sri Lanka is simple once you know the steps. Here is what you need, how to choose your tenor and payout, and how to open an FD online or at a branch.
A loan against your fixed deposit lets you borrow cash without breaking the FD, so it keeps earning interest. Here is how it works in Sri Lanka, what it costs, and when it beats early withdrawal.
Should you keep your money in a fixed deposit or a savings account in Sri Lanka? A clear comparison of interest, access, safety and tax to help you decide.
A practical guide for over-60s: the senior interest premium banks rarely advertise, how to turn an FD into a monthly pension, the 2025 government special scheme (with worked numbers), tax relief, and how to structure your savings.
This comprehensive guide delves into Sri Lanka's deposit landscape, focusing on the essential Sri Lanka Deposit Insurance Scheme (SLDIS) and providing a comparative analysis of interest rates from leading banks like Commercial Bank, HNB, Sampath, BOC, and NDB. Understand how your funds are protected, identify the best deposit products, and leverage expert advice for optimizing your savings strategy in the evolving economic climate of 2026.
Your credit score in Sri Lanka is the CRIB score, from 250 to 900, with risk grades from A1 to E3. Check it through CRIB's online MyReport with your NIC; it does not lower your score, and errors can be disputed within 30 days.
This guide provides an in-depth look at business loans in Sri Lanka, covering key providers, eligibility, application processes, and current interest rates to help SMEs and startups secure the financing they need for growth.
