Expert insights on loans, banking, investments, and financial planning in Sri Lanka
Overseas Sri Lankans sent home a record $4.6 billion in the first half of 2026, up 23%. Money moves over the LankaPay network โ instant CEFTS 24/7, or the slower SLIPS batch rail. Here is what the recipient needs, the real limits, why transfers stall, and why the legal route is also the cheaper one.
Opening a fixed deposit in Sri Lanka is simple once you know the steps. Here is what you need, how to choose your tenor and payout, and how to open an FD online or at a branch.
A loan against your fixed deposit lets you borrow cash without breaking the FD, so it keeps earning interest. Here is how it works in Sri Lanka, what it costs, and when it beats early withdrawal.
Should you keep your money in a fixed deposit or a savings account in Sri Lanka? A clear comparison of interest, access, safety and tax to help you decide.
A practical guide for over-60s: the senior interest premium banks rarely advertise, how to turn an FD into a monthly pension, the 2025 government special scheme (with worked numbers), tax relief, and how to structure your savings.
This comprehensive guide delves into Sri Lanka's deposit landscape, focusing on the essential Sri Lanka Deposit Insurance Scheme (SLDIS) and providing a comparative analysis of interest rates from leading banks like Commercial Bank, HNB, Sampath, BOC, and NDB. Understand how your funds are protected, identify the best deposit products, and leverage expert advice for optimizing your savings strategy in the evolving economic climate of 2026.
Navigating your financial health in Sri Lanka starts with understanding your credit score. This comprehensive guide delves into how the Credit Information Bureau (CRIB) functions as the sole provider, the step-by-step process for checking your score, and crucial expert advice for maintaining a strong financial standing in the current economic landscape.
This comprehensive guide delves into the world of online loan applications in Sri Lanka, explaining how digital lending works, identifying key providers, outlining typical requirements, and highlighting the benefits and risks for consumers. We cover everything from traditional bank personal loans to rapid fintech micro-loans, all within the Sri Lankan context and regulated by the CBSL.
This guide provides an in-depth look at business loans in Sri Lanka, covering key providers, eligibility, application processes, and current interest rates to help SMEs and startups secure the financing they need for growth.
