Financial Articles & Guides

Expert insights on loans, banking, investments, and financial planning in Sri Lanka

79 Articles available
๐Ÿ‡ฌ๐Ÿ‡ง15 min read Mar 13, 2026

Major Banks Sri Lanka: Services, Eligibility & Rates

Delve into the core banking services offered by Sri Lanka's leading financial institutions, including Commercial Bank, HNB, Sampath, Bank of Ceylon, and NDB. This guide covers everything from deposit products and lending options to digital banking and foreign exchange, detailing eligibility, application procedures, and the regulatory landscape set by the Central Bank of Sri Lanka (CBSL).

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง12 min read Mar 13, 2026

Sri Lanka Bank Ratings & FD Rates: A 2026 Guide

This comprehensive guide delves into Sri Lanka's banking sector, offering a detailed comparison of bank ratings, fixed deposit interest rates, and regulatory insights for key financial institutions like Commercial Bank, HNB, Sampath, BOC, and NDB in 2026.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง12 min read Mar 13, 2026

Sri Lanka Bank Branch Network: Your Guide to Banking

This comprehensive guide delves into Sri Lanka's bank branch network, providing an in-depth look at major banks, services offered, interest rates, and the evolving digital landscape. Understand how to choose the right bank for your needs, from state-owned giants to private sector innovators, all under the vigilant eye of the Central Bank of Sri Lanka (CBSL).

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง7 min read Oct 15, 2025

Land Purchase Loans Sri Lanka Guide

This guide explains land purchase loans in Sri Lanka. It covers loan types, eligibility rules, and application steps. Find out which banks offer these loans and what documents you need.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง6 min read Oct 15, 2025

Pan Asia Bank Personal Loan Guide Sri Lanka

Pan Asia Bank offers personal loans in Sri Lanka. This guide explains loan amounts, repayment terms, and application steps. Understand eligibility, rates, and required documents. Make an informed borrowing decision.

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง6 min read Oct 13, 2025

Sri Lanka QR Payments: A Practical Guide

LANKAQR is free for customers and, since 6 April 2026, for merchants on payments up to Rs. 5,000; above that the fee is capped at 1.0% and money settles instantly. 28 apps can pay, but use stays low: 1.15 million payments in 2025.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง6 min read Oct 12, 2025

Housing Loans in Sri Lanka: What Banks Publicly Show and What Borrowers Should Check

Housing loans in Sri Lanka look simple from the outside, but the real decision depends on purpose, property type, repayment capacity, loan-to-value limits, and documentation quality. Official bank pages already show enough to compare intelligently without inventing a giant rate table.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง15 min read Oct 7, 2025

Best Personal Loan Rates Sri Lanka 2025-2026 | Compare Now

Sri Lanka's AWPR rose to 11.16% in the week to 9 October 2026 after the CBSL hiked its policy rate to 8.75% in May. People's Bank lists 13%โ€“15% on personal loans and Cargills from 12%; most banks give rates only via the Key Facts Document.

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง5 min read Oct 6, 2025

Mutual Funds in Sri Lanka: A Simple Guide

Sri Lanka's unit trust industry passed Rs. 600 billion in early 2026 with about 150,000 unit holders and 16 SEC-licensed managers. Money market funds earned roughly 8.5%โ€“9.75% a year in 2026, near T-bill yields and above the 8.75% policy rate, but unlike fixed deposits they have no deposit insurance.

Ravi Perera Read More