Ravi Perera

Financial Expert

About Author

Senior Financial Advisor with 10+ years experience in Sri Lankan banking sector

Articles by Author

13 min read

Sri Lanka Deposits: SLDIS Protection & Best Rates 2026

This comprehensive guide delves into Sri Lanka's deposit landscape, focusing on the essential Sri Lanka Deposit Insurance Scheme (SLDIS) and providing a comparative analysis of interest rates from leading banks like Commercial Bank, HNB, Sampath, BOC, and NDB. Understand how your funds are protected, identify the best deposit products, and leverage expert advice for optimizing your savings strategy in the evolving economic climate of 2026.

Mar 13, 2026 Read More

14 min read

Check Credit Score Sri Lanka: CRIB Guide 2026

Navigating your financial health in Sri Lanka starts with understanding your credit score. This comprehensive guide delves into how the Credit Information Bureau (CRIB) functions as the sole provider, the step-by-step process for checking your score, and crucial expert advice for maintaining a strong financial standing in the current economic landscape.

Mar 13, 2026 Read More

10 min read

Business Loans Sri Lanka: Compare & Apply

This guide provides an in-depth look at business loans in Sri Lanka, covering key providers, eligibility, application processes, and current interest rates to help SMEs and startups secure the financing they need for growth.

Mar 13, 2026 Read More

14 min read

Personal Loans Without Collateral in Sri Lanka

Navigating the landscape of personal loans in Sri Lanka without collateral can be complex. This comprehensive guide breaks down everything you need to know, from understanding how these loans work to comparing providers like Commercial Bank of Ceylon, HNB, Sampath Bank, and digital platforms. Discover eligibility, interest rates, application processes, and crucial expert tips to secure the best loan for your needs, whether it's for an emergency, education, or a wedding. We delve into both traditional banking options and the growing digital lending space, highlighting the benefits and risks involved.

Mar 13, 2026 Read More

15 min read

Cashless Payments Sri Lanka: Your Ultimate Guide

Delve into the evolving landscape of cashless payments in Sri Lanka, covering key systems like LANKAQR and CEFTS, major banking players, fee structures, and future trends, all guided by CBSL initiatives.

Mar 13, 2026 Read More

12 min read

Union Bank Personal Loan Sri Lanka: Guide & Comparison

Delve into the specifics of Union Bank personal loans for Sri Lankan residents. This guide covers eligibility, application steps, interest rates, and compares Union Bank's offerings against other major banks like HNB, Sampath, BOC, NDB, and Commercial Bank, providing crucial insights for informed financial decisions.

Mar 13, 2026 Read More

15 min read

mCash Sri Lanka: Your Guide to Mobitel's Mobile Wallet

This in-depth guide explores mCash, SLT-Mobitel's national mobile money platform in Sri Lanka. It covers how the wallet functions, its integration with major banks like Commercial Bank, HNB, Sampath, BOC, and NDB, application processes, fees, benefits, and adherence to CBSL regulations. Discover how mCash facilitates everyday transactions, bill payments, and financial services across the island.

Mar 13, 2026 Read More

15 min read

Housing Loan Refinancing in Sri Lanka: 2026 Guide

In the evolving financial landscape of Sri Lanka, housing loan refinancing has emerged as a crucial strategy for homeowners seeking to optimise their finances. This comprehensive guide delves into the nuances of refinancing in 2026, offering insights into interest rates, key providers like Bank of Ceylon (BOC), Hatton National Bank (HNB), Sampath Bank, Commercial Bank, and NDB Bank, eligibility criteria, and the step-by-step process to help you make informed decisions.

Mar 13, 2026 Read More

12 min read

Sri Lanka Bank Ratings & FD Rates: A 2026 Guide

This comprehensive guide delves into Sri Lanka's banking sector, offering a detailed comparison of bank ratings, fixed deposit interest rates, and regulatory insights for key financial institutions like Commercial Bank, HNB, Sampath, BOC, and NDB in 2026.

Mar 13, 2026 Read More

7 min read

Land Purchase Loans Sri Lanka Guide

This guide explains land purchase loans in Sri Lanka. It covers loan types, eligibility rules, and application steps. Find out which banks offer these loans and what documents you need.

Oct 15, 2025 Read More

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