Financial Articles & Guides

Expert insights on loans, banking, investments, and financial planning in Sri Lanka

80 Articles available
๐Ÿ‡ฌ๐Ÿ‡ง7 min read Aug 11, 2025

Digital Payments Sri Lanka: A Practical Guide

This guide explains digital payment solutions in Sri Lanka. It covers various platforms and channels for electronic fund transfers. Learn about LankaPay, mobile wallets, and bank services. Understand application steps, fees, and security tips for cashless transactions.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง8 min read Aug 10, 2025

CRIB Report Sri Lanka: Your Simple Guide

Everything you need to read your own credit file in Sri Lanka: what a CRIB report is, the three ways to get one, current fees and turnaround, how to read your score, and how to dispute errors before they cost you a loan.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง7 min read Aug 7, 2025

Credit History Guide for Sri Lanka

This guide explains credit history in Sri Lanka. It focuses on CRIB reports and other providers. You will learn about application steps and associated fees. Improve your credit score for better loan terms.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง7 min read Aug 3, 2025

Sri Lanka Fixed Deposit Rates Guide

How fixed deposit rates are actually set in Sri Lanka, what moves them, and the practical ways to get a higher rate โ€” including the Central Bank benchmark to measure any offer against.

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง7 min read Jul 31, 2025

Guide to Unit Trust Funds in Sri Lanka

Unit trusts let you invest through a professional manager without picking shares yourself. Here is how they work in Sri Lanka, the main fund types compared, the fees to watch, and who each fund suits.

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง15 min read Jul 30, 2025

Bad Credit Loans Sri Lanka: Guide for LKR Borrowers

For many Sri Lankans, a less-than-perfect CRIB report can feel like a financial dead-end. However, a specialized ecosystem of licensed finance companies and microfinance institutions offers a lifeline. This guide demystifies bad credit loans in Sri Lanka, detailing who offers them, eligibility, costs, and crucial considerations for securing financing despite past financial setbacks.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง5 min read Jul 30, 2025

Online Personal Loans in Sri Lanka Guide

This guide helps you apply for personal loans online in Sri Lanka. Learn about banks, required documents, and interest rates. Understand the simple steps for a quick loan.

Saman Silva Read More
๐Ÿ‡ฌ๐Ÿ‡ง5 min read Jul 29, 2025

How to Compare Bank Loans in Sri Lanka Without Falling for Fake Precision

A useful Sri Lanka loan comparison is not a giant fake spreadsheet. It is a practical framework: identify the right product type, use official calculators and rate pages for planning, and compare the final bank offer only after the lender has seen your real borrower profile.

Ravi Perera Read More
๐Ÿ‡ฌ๐Ÿ‡ง6 min read Jul 28, 2025

Commercial Bank Personal Loan Guide Sri Lanka

How a personal loan from Commercial Bank (ComBank) works in Sri Lanka โ€” rates (AWPLR-linked), eligibility, CRIB, documents and how to compare the true cost before you apply.

Saman Silva Read More