Expert insights on loans, banking, investments, and financial planning in Sri Lanka
This guide explains digital payment solutions in Sri Lanka. It covers various platforms and channels for electronic fund transfers. Learn about LankaPay, mobile wallets, and bank services. Understand application steps, fees, and security tips for cashless transactions.
A CRIB self-inquiry report costs Rs. 300 online or Rs. 150 at a bank branch, and the grade it reveals decides whether a personal loan is priced at 11.00% or 17.00% โ Rs. 186,609 over five years on a million rupees. Here is how to get it, what the 250-900 score means, and the 30-day deadline for disputing an error.
This guide explains credit history in Sri Lanka. It focuses on CRIB reports and other providers. You will learn about application steps and associated fees. Improve your credit score for better loan terms.
Fixed deposit rates in Sri Lanka, October 2026: about 7.25% to 8.5% for 12 months at state banks, around 10% to 10.5% at Commercial Bank, HNB, Sampath and DFCC, and 9% to 12.5% at finance companies. What Rs 1 million earns after the 10% AIT, and how deposit insurance works.
Unit trusts let you invest through a professional manager without picking shares yourself. Here is how they work in Sri Lanka, the main fund types compared, the fees to watch, and who each fund suits.
For many Sri Lankans, a less-than-perfect CRIB report can feel like a financial dead-end. However, a specialized ecosystem of licensed finance companies and microfinance institutions offers a lifeline. This guide demystifies bad credit loans in Sri Lanka, detailing who offers them, eligibility, costs, and crucial considerations for securing financing despite past financial setbacks.
Most Sri Lankan banks accept online personal loan applications, but approval still depends on CRIB, income and usually a salary remittance. The Central Bank kept its policy rate at 8.75% in September 2026, and the Microfinance and Credit Regulatory Authority Act No. 9 of 2026 now requires money lenders, including digital ones, to be licensed.
A useful Sri Lanka loan comparison is not a giant fake spreadsheet. It is a practical framework: identify the right product type, use official calculators and rate pages for planning, and compare the final bank offer only after the lender has seen your real borrower profile.
How a personal loan from Commercial Bank (ComBank) works in Sri Lanka โ rates (AWPLR-linked), eligibility, CRIB, documents and how to compare the true cost before you apply.
