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Home Loans

Calculate and compare home loans from Sri Lankan banks

Home Loan Calculator

LKR
1M - 100M
LKR
10%
%
6% - 20%
Years
5 - 30 Years

Compare Home Loan Banks

Amana Bank PLC
Amana Bank PLC
Max Loan Amount
2M
Max LTV
80%
Fixed Rate
18%
Variable Rate
16%
Bank of Ceylon
Bank of Ceylon
Max Loan Amount
100M
Max LTV
90%
Fixed Rate
10%
Variable Rate
11%
Cargills Bank PLC
Cargills Bank PLC
Max Loan Amount
50M
Max LTV
80%
Fixed Rate
10.5%
Variable Rate
11%
Commercial Bank of Ceylon PLC
Commercial Bank of Ceylon PLC
Max Loan Amount
50M
Max LTV
75%
Fixed Rate
11.5%
Variable Rate
13%
DFCC Bank PLC
DFCC Bank PLC
Max Loan Amount
50M
Max LTV
75%
Fixed Rate
13%
Variable Rate
14%
Hatton National Bank PLC
Hatton National Bank PLC
Max Loan Amount
30M
Max LTV
80%
Fixed Rate
12.5%
Variable Rate
13.5%
Nations Trust Bank PLC
Nations Trust Bank PLC
Max Loan Amount
40M
Max LTV
85%
Fixed Rate
10.5%
Variable Rate
12.75%
People's Bank
People's Bank
Max Loan Amount
35M
Max LTV
85%
Fixed Rate
12%
Variable Rate
14.5%
Sampath Bank PLC
Sampath Bank PLC
Max Loan Amount
45M
Max LTV
90%
Fixed Rate
12%
Variable Rate
13.5%
Seylan Bank PLC
Seylan Bank PLC
Max Loan Amount
100M
Max LTV
80%
Fixed Rate
10%
Variable Rate
12.75%
Standard Chartered Bank
Standard Chartered Bank
Max Loan Amount
60M
Max LTV
80%
Fixed Rate
11%
Variable Rate
12.5%
The Hongkong & Shanghai Banking Corporation Ltd (HSBC)
The Hongkong & Shanghai Banking Corporation Ltd (HSBC)
Max Loan Amount
75M
Max LTV
85%
Fixed Rate
12%
Variable Rate
13.5%
Union Bank of Colombo PLC
Union Bank of Colombo PLC
Max Loan Amount
40M
Max LTV
80%
Fixed Rate
11.5%
Variable Rate
13%

Home Loan Tips & Advice

Higher Down Payment Benefits
A larger down payment reduces your loan amount, monthly payment, and interest costs over the life of the loan.
Fixed vs Variable Rates
Fixed rates offer payment certainty, while variable rates may start lower but can fluctuate with market conditions.
Check LTV Limits
Different banks have varying LTV (Loan-to-Value) limits. Higher LTV means less down payment required but potentially higher rates.
Consider All Costs
Include legal fees, valuation costs, insurance, and other charges when calculating your total home buying budget.